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Need Help? Email Me HERE

Or Call My Team: 1 (800) 656-8534

For Sales Legends Who Bought the Digital Version of the NEPQ ‘Black Book of Questions’ 

Get a Physical Copy of the NEW NEPQ 'Black Book Of Questions'

(Only For NEPQ Members)

The 2nd Edition of the Book Is Here: New Design, In-depth NEPQ Phase Breakdowns,

More Industry-Specific Examples, and 80+ Pages of New Content.

The Recession-Proof” Capital System That Helped 1,200+ Business Owners Secure Over $150 MLN

"The Last Sales Training Book You’ll Ever Need…"

In The Next 60 Days, We’ll Help You Secure Up to $100,000 in 0% Interest Business Capital

How Thousands Of Sales Professionals Are Using These New Counterintuitive Questions To Unlock Outlandish Commissions In Any Industry

Without Paying a Dime in Hidden 10–15% Broker Fees, Showing Revenue, or Putting Up Collateral.

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The Complete Sales Guide For Erasing Objections, Eliminating Sales Resistance, And Closing Deals Faster Than Ever Before...
Without Resorting To Outdated, Sleazy Hard-Selling Tactics
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"The Last Sales Training Book You’ll Ever Need…"

The “Recession-Proof” Capital System That Helped 1,200+ Business Owners Secure Over $150 MLN:

NEPQ™ Black Book Of Questions

In The Next 60 Days, We’ll Help You Secure Up to $100,000 in 0% Interest Business Capital

Without Paying a Dime in Hidden 10–15%

Broker Fees, Showing Revenue, or Collateral.

The Complete Sales Guide For Erasing Objections, Eliminating Sales Resistance, And Closing Deals Faster Than Ever Before...
Without Resorting To Outdated, Sleazy Hard-Selling Tactics

Exclusively for Biz Owners with 700+ Credit Score

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or your money back

Just Hear How These 273 Questions Have Helped Sales Reps (Over 161 Different Industries)

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These are some of the companies we have worked with:

The Last Sales Training Book You’ll Ever Need…

NEPQ™ Black Book Of Questions

The 115-Page Sales Manual For Erasing Objections, Eliminating Sales Resistance, And Closing Deals Faster Than Ever Before
For Sales Legends Who Bought the Digital Version of the NEPQ ‘Black Book of Questions’ 

Get a  PHYSICAL COPY  of the NEW NEPQ 'BLACK BOOK OF QUESTIONS'

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Brands That Have Already Adopted

The NEPQ™ Sales Methodology

These are some of the top brands out of the hundreds we train.

Here Some of Our Client

Interviews & Testimonials

Lorrena with

Awakening Regeneration LLC

Client Name: Lorrena
Business: Awakening Regeneration LLC
Business Type: Holistic Medicine Practitioner
Location: Oregon
Time to get the results: 38 Days

Here's How Lorrena Secured $100K in 45-60 Days at 0% Interest, Fueling Her Shift from 1-on-1 Practice to Group Programs, a Strong Online Presence, and New Investments


Description:
Lorrena was in the middle of transitioning from an in-person holistic medicine practice to building an online presence, offering digital courses, group programs, on), she secured $100K in funding (and hasn’t even completed the full round yet).

Want to Learn More About This Success Story? Press Here

Brandon Aguesi with

B.J Consulting Partners

Client Name: Brandon Aguesi
Business: B.J Consulting Partners
Business Type: Real Estate
Location: Maryland
Time to get the results: 30 Days


Here's How How Brandon Aguesi & Partner Jerryn Secured $100K at 0% Interest to Expand Their Fix & Flip Real Estate Portfolio In Just 30 Days



Description:
Brandon operates a newly established LLC in the real estate sector. During the call, they expressed a strong interest in securing funding, aiming for an initial target of at least $100,000. The client is currently starting with zero revenue but has plans to grow. As the client was a startup in a high-risk industry with no revenue, our team worked to re-position and “whitelist” their business into a low-risk category before submitting the funding application, maximizing approval potential and overcoming a major underwriting red flag.

Want to Learn More About This Success Story? Press Here

Sherri Brown with

A2Z Security Solutions LLC

Client Name: Sherri Brown
Business: A2Z Security Solutions LLC
Business Type: Real Estate
Location: Florida
Time to get the results: 30-45 Days


Here's How How Sherri, a real estate investor, secured $107,000 in funding through Bluewater after a failed attempt with another company



Description:

Sherri, a Florida real estate investor, struggled to get started—short on money and with weak credit. After a bad experience with another funding company, she was skeptical but gave us a try. Following our advice to improve her credit, she returned six weeks later and went through our process. The result: $107,000 in 0% funding approvals, giving her the confidence and capital to finally launch her real estate investing business. She’s thrilled with the transparency and support we provided.

Want to Learn More About This Success Story? Press Here

Want to Learn More About This Success Story? Press Here

Ravinder Singh with

Save & Store LLC

Client Name: Ravinder Singh
Business: Save & Store LLC
Business Type: Construction
Location: California
Time to get the results: 30-45 Days


Here's How Ravinder & his business partner secured $107,000 in 0% funding with Bluewater — after another company failed to get him approved.



Description:
Ravinder, a real estate investor, couldn’t get a construction loan and was ready to sell his building just to stop the financial drain. After a bad experience with another funding company, he gave Bluewater a chance. With our help he secured $107,000 in 0% funding — enough to restart construction, pay contractors, and move the project forward. And we’re not done yet — we’re still working together toward his full $150,000 funding goal. He’s now confident, funded, and grateful for the transparency and support he didn’t get elsewhere.

Want to Learn More About This Success Story? Press Here

Sherri Brown with

A2Z Security Solutions LLC

Client Name: Sherri Brown
Business: A2Z Security Solutions LLC
Business Type: Real Estate
Location: Florida
Time to get the results: 30-45 Days


Here's How How Sherri, a real estate investor, secured $107,000 in funding through Bluewater after a failed attempt with another company



Description:
Sherri, a Florida real estate investor, struggled to get started—short on money and with weak credit. After a bad experience with another funding company, she was skeptical but gave us a try. Following our advice to improve her credit, she returned six weeks later and went through our process. The result: $107,000 in 0% funding approvals, giving her the confidence and capital to finally launch her real estate investing business. She’s thrilled with the transparency and support we provided.

Want to Learn More About This Success Story? Press Here

Peggy Prabalini Parameshwaran

with Kinder Mission LLC

Client Name: Prabalini Parameshawaran
Business: Kinder Mission LLC
Business Type: Preschool in San Diego
Location: San Diego, California
Time to get the results: 30-45 Days


Here's How How Peggy Secured $131,000 in funding through Bluewater


Description:
Peggy operates a preschool in California and is looking to secure funding of $150,000 to $200,000 to support operational costs and marketing efforts due to a recent law affecting enrollment.

Want to Learn More About This Success Story? Press Here

David Fernandez Ramirez with

D.R Consulting LLC

Client Name: David Fernandez
Business: D.R Consulting LLC
Business Type: Marketing
Location: Florida
Time to get the results: 35 Days


Here's How David Fernandez Ramirez Secured $150,000 in 0% Interest Funding to Grow His Marketing Agency in Just 35 Days


Description:
David had never heard of 0% interest funding before and was initially skeptical. After doing his research and moving forward, he secured $110K at 0% from Chase, now he’s investing more money on ads with his marketing company with confidence.

Want to Learn More About This Success Story? Press Here

Want to Learn More About This Success Story? Press Here

Stephanie Mondragon

with Momma Mondragon's Macarons

Client Name: Stephanie Mondragon
Business: Momma Mondragons Macarons
Business Type: Retail Bakery
Location: California
Time to get the results: 35 Days

How Momma Mondragon’s Macarons Secured $141,300 at 0% Interest to Open a Second Location — Without Providing Financials Documentation or Collateral



Description:
Here’s a case study of Stephanie, who came to us with a goal of securing $150K–$400K to consolidate an existing SBA loan and expand into a new location. The business is based in California.

Want to Learn More About This Success Story? Press Here

Tim Jones with TPJ Architecture

Client Name: Tim Jones
Business : TPJ Architecture
Business Type: Architecture
Location: California
Time to get the results: 32 Days

How We Helped Tim Jones Get Access to $110,200 at 0% Interest to Invest Towards His Architecture Business — Without Providing Financials Documentation or Collateral

Description:
Here’s a case study of Tim, who came to us with the goal of securing $110K to expand his architectural firm and access new growth opportunities. The business is based in California.

Want to Learn More About This Success Story? Press Here

Gail Le with Escape LLC

Client Name: Gail Le
Business: Escape LLC
Business Type: Real Estate
Location: California
Time to get the results: 45 Days

How We Helped Gail Le Secure $167,900 at 0% Interest to Expand His Real Estate Portfolio with New Fix-and-Flip Projects

Description:
Gail Le, a serial entrepreneur, came to us aiming to secure $150K–$200K for a new fix-and-flip project. We structured a mix of business credit cards and a business line of credit to meet her goals. With $167,900 at 0% interest, she’s now scaling her real estate portfolio with confidence.

Want to Learn More About This Success Story? Press Here

Justin Baums with Baum's Boots

Client Name: Justin Baums
Business: Baum's Boots
Business Type: Retail / E-Commerce Shop
Location: Kentucky
Time to get the results: 60 Days

How Justin Baums from Baum’s Boots Secured $85,000 at 0% Interest in Just 60 Days for His Retail & E-commerce Boots Store



Description:
Justin Baum came in skeptical after being pitched every day by high-interest MCA lenders with weekly payments. We helped him secure the working capital at 0% interest to grow his e-commerce and brick-and-mortar operations.

Want to Learn More About This Success Story? Press Here

Gary Vanderpool with

USA Management Group

Client Name: Gary Vanderpool
Business: USA Management Group LLC
Business Type: Real Estate (Startup)
Location: Florida
Time to get the results: 30+ Days

How We Helped Gary Vanderpool Secure $100,000 at 0% Interest to Launch His First Real Estate Venture Without Any Prior Revenue



Description:
Gary came to us with a pre-revenue business and a goal to secure 0% interest funding for his real estate project. We helped him access the capital he needed without collateral, revenue, or tax returns.

Want to Learn More About This Success Story? Press Here

Jimmy Adair with

Lives Change Here LLC

Client Name: Jimmy Adair
Business: Lives Change Here LLC
Business Type: Trucking Passive Income Investment
Location: Utah
Time to get the results: 35 Days

How Jimmy Adair and His Wife Launched Their First Trucking Automation Business with $60,000 at 0% Interest —Secured in Just 30 Days with a 1-Year-Old LLC Making $0/Month



Description:
Here’s a case study of Jimmy, who came to us with the goal of securing $60K to invest in a DFY Trucking Automation company and start with his first truck. Ultimately, his goal is to scale to 2–3 trucks per year.

Want to Learn More About This Success Story? Press Here

Bradley Campbell with

Champion Auto Management

Client Name: Bradley Campbell
Business: Champion Auto Management
Business Type: Car Rental
Location: Nevada
Time to get the results: 60 Days

How Bradley Campbell & His Partner Luke Expanded Their Turo Car Rental Fleet with $37,000 at 0% Interest Without Touching Personal Savings or Taking Risky Loans

Description:
Bradley wanted to expand his Turo fleet but already had a lot of business credit, which made banks hesitant. We were upfront, his situation was tough due to "too much available credit". But by tapping into our network of credit unions and smaller banks, we still secured him $37,000 at 0% interest to grow his car rental business without touching his savings.

Want to Learn More About This Success Story? Press Here

Garrett Dunne with

Finishline Inv. Inc

Client Name: Garrett Dunne
Business: Finishline Investment LLC
Business Type: Real Estate
Location: Connecticut
Time to get the results: 30-50 Days

How Garrett Dunne Scaled His Fix & Flip Business with $131K in 0% Interest Funding in Just 30–50 Days.

Description:
Fix & Flip business looking to get away from small profits and high percentages of hard money loans. Looking for an ongoing relationship so he can get more funding over time.

Felix Navarro with

Urban Threadz

How We Funded Felix Navarro with $100,000 in 0% APR Business Credit, Enabling Him to Expand and Hire More Employees for His Family Business

Want to Learn More About This Success Story? Press Here

James Dolezal with

Eagle Logistic

How We Helped James Dolezal Grows His Logistics Company with $140,000 in 0% Interest Funding for 12 Months Term, All in Just 14 Days

Want to Learn More About This Success Story? Press Here

Robert Eldana with his

Law Firm

How We Helped Robert Eldana Secure $130,000 at 0% APR to Grow His Law Firm Without Loans, Investors or Revenue Requirements

Want to Learn More About This Success Story? Press Here

Lorrena with

Awakening Regeneration LLC

Client Name: Lorrena
Business: Awakening Regeneration LLC
Business Type: Holistic Medicine Practitioner
Location: Oregon
Time to get the results: 38 Days



Here's How Lorrena Secured $100K in 45-60 Days at 0% Interest, Fueling Her Shift from 1-on-1 Practice to Group Programs, a Strong Online Presence, and New Investments



Description:

Lorrena was in the middle of transitioning from an in-person holistic medicine practice to building an online presence, offering digital courses, group programs, on), she secured $100K in funding (and hasn’t even completed the full round yet).


Want to Learn More About This Success Story? Press Here

Brandon Aguesi with

B.J Consulting Partners

Client Name: Brandon Aguesi
Business: B.J Consulting Partners
Business Type: Real Estate
Location: Maryland
Time to get the results: 30 Days


Here's How How Brandon Aguesi & Partner Jerryn Secured $100K at 0% Interest to Expand Their Fix & Flip Real Estate Portfolio In Just 30 Days



Description:

Brandon operates a newly established LLC in the real estate sector. During the call, they expressed a strong interest in securing funding, aiming for an initial target of at least $100,000. The client is currently starting with zero revenue but has plans to grow. As the client was a startup in a high-risk industry with no revenue, our team worked to re-position and “whitelist” their business into a low-risk category before submitting the funding application, maximizing approval potential and overcoming a major underwriting red flag.

Want to Learn More About This Success Story? Press Here

Ravinder Singh with

Save & Store LLC

Client Name: Ravinder Singh
Business: Save & Store LLC
Business Type: Construction
Location: California
Time to get the results: 30-45 Days


Here's How Ravinder & his business partner secured $107,000 in 0% funding with Bluewater — after another company failed to get him approved.



Description:

Ravinder, a real estate investor, couldn’t get a construction loan and was ready to sell his building just to stop the financial drain. After a bad experience with another funding company, he gave Bluewater a chance. With our help he secured $107,000 in 0% funding — enough to restart construction, pay contractors, and move the project forward. And we’re not done yet — we’re still working together toward his full $150,000 funding goal. He’s now confident, funded, and grateful for the transparency and support he didn’t get elsewhere.

Sherri Brown with

A2Z Security Solutions LLC

Client Name: Sherri Brown
Business: A2Z Security Solutions LLC
Business Type: Real Estate
Location: Florida
Time to get the results: 30-45 Days


Here's How How Sherri, a real estate investor, secured $107,000 in funding through Bluewater after a failed attempt with another company



Description:

Sherri, a Florida real estate investor, struggled to get started—short on money and with weak credit. After a bad experience with another funding company, she was skeptical but gave us a try. Following our advice to improve her credit, she returned six weeks later and went through our process. The result: $107,000 in 0% funding approvals, giving her the confidence and capital to finally launch her real estate investing business. She’s thrilled with the transparency and support we provided.

Peggy Prabalini Parameshwaran

with Kinder Mission LLC

Client Name: Prabalini Parameshawaran
Business: Kinder Mission LLC
Business Type: Preschool in San Diego
Location: San Diego, California
Time to get the results: 30-45 Days


Here's How How Peggy Secured $131,000 in funding through Bluewater



Description:

Peggy operates a preschool in California and is looking to secure funding of $150,000 to $200,000 to support operational costs and marketing efforts due to a recent law affecting enrollment.

David Fernandez Ramirez with

D.R Consulting LLC

Client Name: David Fernandez
Business: D.R Consulting LLC
Business Type: Marketing
Location: Florida
Time to get the results: 35 Days



Here's How David Fernandez Ramirez Secured $150,000 in 0% Interest Funding to Grow His Marketing Agency in Just 35 Days


Description:

David had never heard of 0% interest funding before and was initially skeptical. After doing his research and moving forward, he secured $110K at 0% from Chase, now he’s investing more money on ads with his marketing company with confidence.

Want to Learn More About This Success Story? Press Here

Stephanie Mondragon with

Momma Mondragon's Macarons

Client Name: Stephanie Mondragon
Business: Momma Mondragons Macarons
Business Type: Retail Bakery
Location: California
Time to get the results: 35 Days

How Momma Mondragon’s Macarons Secured $141,300 at 0% Interest to Open a Second Location — Without Providing Financials Documentation or Collateral



Description:

Here’s a case study of Stephanie, who came to us with a goal of securing $150K–$400K to consolidate an existing SBA loan and expand into a new location. The business is based in California.

Tim Jones with TPJ Architecture

Client Name: Tim Jones

Business : TPJ Architecture

Business Type: Architecture

Location: California

Time to get the results: 32 Days

How We Helped Tim Jones Get Access to $110,200 at 0% Interest to Invest Towards His Architecture Business — Without Providing Financials Documentation or Collateral

Description:

Here’s a case study of Tim, who came to us with the goal of securing $110K to expand his architectural firm and access new growth opportunities. The business is based in California.

Want to Learn More About This Success Story? Press Here

Gail Le with Escape LLC

Client Name: Gail Le

Business: Escape LLC

Business Type: Real Estate

Location: California

Time to get the results: 45 Days

How We Helped Gail Le Secure $167,900 at 0% Interest to Expand His Real Estate Portfolio with New Fix-and-Flip Projects

Description:

Gail Le, a serial entrepreneur, came to us aiming to secure $150K–$200K for a new fix-and-flip project. We structured a mix of business credit cards and a business line of credit to meet her goals. With $167,900 at 0% interest, she’s now scaling her real estate portfolio with confidence.

Want to Learn More About This Success Story? Press Here

Justin Baums with Baum's Boots

Client Name: Justin Baums
Business: Baum's Boots
Business Type: Retail / E-Commerce Shop
Location: Kentucky
Time to get the results: 60 Days

How Justin Baums from Baum’s Boots Secured $85,000 at 0% Interest in Just 60 Days for His Retail & E-commerce Boots Store



Description:

Justin Baum came in skeptical after being pitched every day by high-interest MCA lenders with weekly payments. We helped him secure the working capital at 0% interest to grow his e-commerce and brick-and-mortar operations.

Want to Learn More About This Success Story? Press Here

Gary Vanderpool with USA Management Group

Client Name: Gary Vanderpool
Business: USA Management Group LLC

Business Type: Real Estate (Startup)
Location: Florida
Time to get the results: 30+ Days

How We Helped Gary Vanderpool Secure $100,000 at 0% Interest to Launch His First Real Estate Venture Without Any Prior Revenue



Description:

Gary came to us with a pre-revenue business and a goal to secure 0% interest funding for his real estate project. We helped him access the capital he needed without collateral, revenue, or tax returns.

Want to Learn More About This Success Story? Press Here

Jimmy Adair with

Lives Change Here LLC

Client Name: Jimmy Adair
Business: Lives Change Here LLC
Business Type: Trucking Passive Income Investment
Location: Utah
Time to get the results: 35 Days

How Jimmy Adair and His Wife Launched Their First Trucking Automation Business with $60,000 at 0% Interest —Secured in Just 30 Days with a 1-Year-Old LLC Making $0/Month



Description:

Here’s a case study of Jimmy, who came to us with the goal of securing $60K to invest in a DFY Trucking Automation company and start with his first truck. Ultimately, his goal is to scale to 2–3 trucks per year.

Want to Learn More About This Success Story? Press Here

Bradley Campbell with

Champion Auto Management

Client Name: Bradley Campbell

Business: Champion Auto Management

Business Type: Car Rental

Location: Nevada

Time to get the results: 60 Days

How Bradley Campbell & His Partner Luke Expanded Their Turo Car Rental Fleet with $37,000 at 0% Interest Without Touching Personal Savings or Taking Risky Loans

Description:

Bradley wanted to expand his Turo fleet but already had a lot of business credit, which made banks hesitant. We were upfront, his situation was tough due to "too much available credit". But by tapping into our network of credit unions and smaller banks, we still secured him $37,000 at 0% interest to grow his car rental business without touching his savings.

Garrett Dunne with

Finishline Inv. Inc

Client Name: Garrett Dunne

Business: Finishline Investment LLC

Business Type: Real Estate

Location: Connecticut

Time to get the results: 30-50 Days

How Garrett Dunne Scaled His Fix & Flip Business with $131K in 0% Interest Funding in Just 30–50 Days.

Description:

Fix & Flip business looking to get away from small profits and high percentages of hard money loans. Looking for an ongoing relationship so he can get more funding over time.

Want to Learn More About This Success Story? Press Here

Felix Navarro with Urban Threadz

How We Funded Felix Navarro with $100,000 in 0% APR Business Credit, Enabling Him to Expand and Hire More Employees for His Family Business

James Dolezal with Eagle Logistic

How We Helped James Dolezal Grows His Logistics Company with $140,000 in 0% Interest Funding for 12 Months Term, All in Just 14 Days

Robert Eldana with His Law Firm

How We Helped Robert Eldana Secure $130,000 at 0% APR to Grow His Law Firm Without Loans, Investors or Revenue Requirements

Dear Sales Legend, The moment you've been waiting for is FINALLY here!

Ever since we released the NEPQ' Black Book Of Questions,' we've received a flood of private and public requests for a printed edition.


The demand was so high that some of you took matters into your own hands and got it printed out so you could take notes, scribble and study NEPQ off-line (impressive, by the way).

Now, the wait is over.


Because after two years of quietly working with the 7th Level team…

Below Are Your Next Steps To Get The
👇Best Out Of The Challenge!👇

Frequently Asked Questions

What exactly is 0% APR business credit and how does it work?

0% APR business credit is capital issued by traditional U.S. banks in the form of business credit cards that come with an introductory interest-free period, typically ranging from 9 to 18 months.

It’s not promotional gimmicks or special favors. It’s a standard banking product designed to attract high-quality borrowers. The difference is that most business owners don’t know how to position themselves correctly to qualify for meaningful limits, so they either get denied or approved for insignificant amounts.

The way it works in practice is simple:

Banks extend revolving business credit, you deploy it inside your company, and during the intro period you’re not accruing interest. What makes it powerful is not just the interest-free window, but the flexibility — no fixed repayment schedule, no collateral, no revenue documentation.

How much funding can I realistically expect to get approved for

There is no single number that applies to everyone, and anyone who gives you one upfront is guessing or lying.

It's illegal by FTC making "funding amount claims" or promising any amount.

Approvals depend on:

the strength and structure of your personal credit profile, existing primary limits, age and setup of the business entity and how the applications are sequenced

For most qualified clients, approvals typically land somewhere between $50k-$100k with the ability to access more over time once the profile is strengthened.

What matters more than the number is that the strategy is built to maximize total access over multiple rounds, not burn the profile chasing one unrealistic outcome.

Who is this program designed for — and who should NOT apply?

This program is designed for serious operators who want to access the lowest-cost business capital available in the U.S. — and are willing to do it properly.

It’s a strong fit for:

small business owners who want to grow or stabilize operations

freelancers and consultants operating through an LLC

real estate investors looking to fund acquisitions or projects without relying on high-interest capital

aspiring entrepreneurs who understand that structure beats speed

established companies that want to leverage interest-free capital instead of paying absurd amounts to lenders

In short, this is for committed business owners who are willing to follow a structured process over roughly 60 days in order to access capital the right way.

What personal credit score do I need to qualify for this program?

There isn’t a single cutoff score, but realistically, you need to be in a range where banks consider you a responsible borrower.

More important than the 3 digit number itself are:

- Clean recent payment history

- Sufficient primary limits

- Manageable utilization

- and a profile that doesn’t show panic behavior

We routinely see people with “good” scores get denied because the structure is wrong, and others with slightly lower scores get approved because the profile is positioned correctly.

Score matters, but structure matters more.

What makes you different from other funding brokers charging 10–15% fees?

Percentage-based fees fundamentally conflict with the purpose of 0% APR capital.

If someone takes 10–15% of your approvals, your “interest-free” capital starts at a deficit.

That’s not alignment — that’s extraction.

We operate on a flat, one-time structure because:

- it keeps incentives aligned

- it doesn’t punish higher approvals

- and it preserves the economic advantage of the capital

Our goal is not to take a slice of your funding.

It’s to help you access it cleanly and intelligently.

 How long will it take to get funded?

For most clients, the process takes around 30 to 60 days from start to having capital available.

That timeline isn’t arbitrary — it’s intentional.

We’re working with real U.S. banks, real underwriting teams, and real approval processes. Banks don’t move in days when approvals are meaningful and sustainable.

They move in stages, and each stage builds on the previous one.

Some clients see approvals earlier, some closer to the 60-day mark.

What matters more than speed is not damaging your profile by rushing or applying blindly. Done improperly, that can delay access to capital for months or longer.

If someone truly needs money within a week, this is not the right solution.

If someone wants the lowest-cost capital available and is willing to follow a disciplined process, this timeline is normal — and it’s why the results are sustainable.

That’s the honest answer.

How is this different from traditional business loans or MCAs?

Traditional loans and MCAs are fixed-debt instruments.

They come with:

- interest from day one (15-50% APR)

- rigid repayment schedules (usually weekly payments)

- pressure on cash flow (high repayment fees)

- and often collateral or revenue requirements (assets at risk)

0% APR business credit is revolving capital.

You control when and how you use it.

There’s no obligation to draw everything at once, and no interest during the intro period.

That makes it fundamentally different. It’s not designed to trap your business into payments — it’s designed to give you flexibility and breathing room.

That’s why MCAs and traditional loans often feel like survival tools, while properly structured 0% APR credit feels like infrastructure.

What are the monthly payment requirements during the 0% APR period?

One of the reasons 0% APR business credit is so flexible is how repayments work.

You’re not locked into a fixed loan payment.


You only have a small minimum monthly payment, typically around 1% of the balance you actually use, not the total credit limit.

That means:

- you control how much you draw

- you control your cash flow

- and during the introductory period, you’re not paying interest on the balance

For most business owners, this creates breathing room. You can deploy capital where it makes sense, keep payments manageable, and avoid the pressure that comes with traditional loans or cash-advance structures.

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5 Days To Discover 

STEP 1 of 4

Request An Implementation Call With An Account Manager

For advanced training and help with NEPQ, you can book a call with one of our NEPQ account managers.


e will see how we can adapt NEPQ to your industry and what you sell, and explore advanced training options.

5 Days To Discover 

STEP 2 of 4

Access Your Black Book Of Questions Training Portal

NEPQ Black Book owners can access their training portal here.

In the portal, you’ll find your 3-day crash course, email & script templates, foundational NEPQ training, and more.

5 Days To Discover 

STEP 3 of 4

Join The Sales Revolution Community

Over 105,000 sales professionals have joined the community already. In the community you’ll find trainings, resources, and other sales professionals in the same industry as you. Join the community to elevate your sales skills.

DAY 1  |  OCT 24TH

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BUT WAIT, THERE’S ONE MORE SURPRISE FOR YOU…

When You Join & Attend LIVE You Can Win Some Cool Prizes…

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